I live and work in the Lake Eufaula area in Oklahoma and there are a lot of mobile homes around the lake.  However, it is a problem for both buyers and sellers trying to find lenders who will loan money on a used mobile home - especially a single-wide.  Many clients do not understand this difficulty when they first start looking at property.  There are some good articles online defining the differences between mobile homes, manufactured homes, modular homes and SFR-site built homes.  Single-wide mobile homes are usually about 16 feet wide while double wides are 24 feet wide.  Mobile homes have axles and tongues and are pulled by trucks.  Modular homes are brought in on flat bed trucks and placed on permanent foundations.  Mobile homes can be transferred to real property but there are certain criteria to do so.  Each state is different and one should check the regulations in their particular state to find out how to do this; however, there are some common guidelines.  Lenders follow much of these same guidelines. They include:  be affixed to a permanent foundation; skirting all around the mobile home; mobile home anchored and tied down; wheels, axles and tongue removed; and be connected permanently to a septic tank, sewage system or public sewer and to other utilities.  This is only some examples of the requirements of lenders for mobile homes.  If you are interested in purchasing a used mobile home, you should check with a lender and ask for the list of requirements.  I believe we should be making it easier for people to purchase used mobile and manufactured homes.  They are more affordable and often times the only option for some people to purchase their own home.  Some even argue that the quality of construction in newer mobiles and manufactured homes have greatly improved lessening the depreciation factor that historically has made lenders shy away from such loans.  If you know of lending resources for used mobile homes - and especially single-wides, please comment back and share the information.  You could be helping lots of people.